Find money to save in a tight budget

Most people don't have a lot of spare money. The goal is to find a little, regularly, without making life miserable.

Quick wins

• Cancel or pause subscriptions you don't use
• Call your phone, internet and insurance providers and ask about lower plans
• Plan meals and shop with a list
• Use a 24-hour rule before non-essential purchases

Round-ups and leftovers

• Round-up features move small change to savings automatically
• At month-end, move anything left in checking to savings
• Save the difference when a bill goes down

Raise income a little

• Sell items you no longer use
• Occasional side work
• Check you're claiming tax credits and benefits you qualify for

General educational information, not financial advice. Stretching Funds Today isn't paid by any bank or company.