The free Sinking Funds Worksheet
Turn last year's surprise bills into this year's plan. Find them, divide them into paycheck-sized amounts and track your balances for twelve months.
US Letter, print-friendly. Free, and no email or account required.
What's inside
- Bill hunt
- A page to list every non-monthly cost from last year's statements.
- Fund planner
- Goal, due date, months, per month and per paycheck for up to ten funds.
- 12-month balance tracker
- Write each fund's balance every month and watch them grow.
- Emergency fund target
- Add up your monthly essentials and set a starter goal and a full goal.
- 30 fund ideas
- A checklist of common sinking funds to jog your memory.
General educational information, not financial advice.
Want one small savings step every two weeks?
The Fund Note is optional and separate from the download.