Free tool
Sinking fund calculator
How much do you need to save each paycheck to have the money ready when the bill arrives? Enter the goal, what you've saved and when it's due. Nothing is stored.
Car insurance renewal
$46.15 per paycheck
- Per month
- $100.00
- Paychecks until due
- 13
- Still to save
- $600.00
- Per day, roughly
- $3.29
Paychecks are estimated from your pay frequency. Round up a little to be safe.
Turning the number into a habit
- Set an automatic transfer for the day after payday.
- Keep each fund in a named bucket or track it on a worksheet.
- When the bill arrives, pay it from the fund and start saving for next time.
Need ideas? See 30 sinking fund ideas, or work out your emergency fund target.